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Comerica Lead Mortgage Business Unit Risk Analyst Auburn Hills in Auburn Hills, Michigan

Lead Residential Mortgage Risk Analyst The Business Risk Analyst Lead role is an individual contributor responsible for assessing the operational risk of their business unit, in this case Residential Mortgage. This role will provide insight and direction relative to gaps in controls along with regular reporting to management reflecting trends, strengths and weaknesses. The role will also manage consistency in execution of testing methods, ensuring the highest integrity of test results. Position Responsibilities: Control Testing * Lead management and oversight of all regulatory and audit inquiries including responsibility for preparation for these audits and exams. * Responsible for the coordination and preparation of audit and exam deliverables. * Ensure key regulatory and control timelines and required processes and evidence (documents) are in place and tested. * Ensure compliance and control findings are reported to management of affected areas. * Perform risk analysis to determine level of risk to the bank and recommend action(s) to mitigate risk. * Develop and implement new compliance programs to address regulatory changes. Policies, Processes, and Procedures * Monitor and interpret policy and procedures for assigned line of business and update as required. * Recommend ways to reduce turn times while balancing operational risk. * Analyze and make recommendations on department policies, processes and procedures. * Partners with the business unit(s) to ensures all processes and procedures follow policies and federal regulations. * Participate in Committees and Special Projects as warranted. * Management of and/or participation in large to complex sized projects related to risk and compliance. * Work collaboratively with business units and others on the implementation of new regulations. Training and Reporting * Educate and train business unit on risks that affect them. * Ensure compliance training requirements are properly communicated and completed. Position Qualifications * Bachelor's Degree or High School Diploma or GED and 10 years of Technology or Risk experience * 6 years of experience with financial, regulatory, and audit issues * 6 years of experience developing and implementing internal controls, policies, and procedures * 6 years of experience leading large projects Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled